What is a Property Title Search?
A property title search is a detailed report providing crucial information about a specific real estate asset, such as a home, retail store, office building, or vacant land. This report is essential to verify property ownership and uncover any existing debts or claims, such as mortgages, liens, or other encumbrances that could affect the title's validity.
Types of Real Estate Title Searches We Offer
There are several types of title searches tailored to different needs:
- Current Owner Searches: Focuses on the current titleholder and any outstanding liens or encumbrances.
- Two Owner Searches: Extends the search to include the previous owner, providing more historical data.
- 30-Year Searches: Offers a comprehensive title review spanning the last 30 years.
- Commercial Searches: Designed for commercial properties, focusing on unique issues related to business real estate.
- Mortgage and Assignment Searches: Tracks any mortgage assignments or transfers.
- Unrecorded Lien Searches: Identifies liens that may not be officially recorded but still affect the property's status.
Understanding the Difference Between a Title and a Deed
Both a title and a deed prove ownership, but they are not the same. A title is a legal concept that signifies ownership rights, while a deed is a physical document that transfers the title from one party to another and is recorded in county land records to maintain a public record of ownership.
Can You Perform a Title Search Yourself?
While it's technically possible to conduct a title search on your own, the process is intricate and requires a thorough understanding of legal documents, public records, and potential property encumbrances. Hiring a professional title agency like ProTitleUSA ensures accuracy, efficiency, and peace of mind, preventing costly mistakes.
Why Choose ProTitleUSA?
At ProTitleUSA, we are a trusted title research company with over 14 years of experience, serving clients across the United States. Our team of skilled professionals provides fast, reliable, and cost-effective title search services for both residential and commercial properties. With national coverage, we ensure every search is thorough and meets the highest standards.
Additional Services We Provide
Beyond title searches, we offer a range of related services, including:
- Title Insurance to protect against potential title defects.
- Document Retrieval to secure critical property records.
- Lien Clearance services to help resolve any outstanding property issues.
- Customized Title Reports for specific client needs.
Get in Touch with Us
If you're looking for a reliable partner for your title search needs, contact ProTitleUSA today. Our team is ready to assist with any questions and guide you through the process to ensure your property transactions are secure and successful.
