Property Title Searches in Colorado (CO)

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Colorado is the 21^st most populous state with nearly 6 million residents. Its capital is Denver, and El Paso is its largest city.  Known as the Centennial State, the major parts of Colorado’s economy stem from mining, agriculture, manufacturing, and tourism.

Why Conduct a Title Search for Your Property?

When buying a house or any real estate, conducting a title search is crucial. A title search helps you check for any liens, outstanding mortgages, or judgments that might affect the ownership of the property. Understanding these factors can prevent future issues and ensure you know exactly what you’re purchasing. Reviewing a sample title search report can give you a clear idea of what information is typically uncovered during this process.

Title Search in Colorado: Your Comprehensive Guide

• Locate Property Information: Start by finding the property on the assessor’s page. Obtain details such as the assessed value, parcel number, and other relevant information.
• Check Tax Status: Review the tax status with the county tax collector to determine if the taxes are paid, due, or delinquent. Delinquent taxes can sometimes result in liens against the property.
• Search Property Records: Use the county recorder’s office to look up deeds, open mortgages, and other documents that affect the title. This will help you find any liens, foreclosure cases, or judgments.
• Review Civil Records: It’s wise to also check civil records for any judgments or liens that may be filed against the property.

The Cost of Title Searches in Colorado

Here’s a breakdown of typical fees for different types of title searches in Colorado:

Type of Search	Cost
O&E Report (Residential)	$87.95
Two Owner Search (Residential)	$137.95
30-Year Search (Residential)	$175.00
Title Update	$35.00
Deed Search	$35.00
Commercial O&E Report	$250.00

Price depends on the county; lowest price shown. Prices are subject to change.

The High Stakes: Why Title Search is Crucial in Colorado

If you’re purchasing a property, it’s important to know of any outstanding debt since delinquent taxes and certain liens such as municipal liens will stay with the property even after the sale and become your responsibility.

Two Sides of the Coin: Comparing Residential and Commercial Title Searches

A property will be zoned either residential or commercial.  A residential property is zoned specifically for living or dwelling for households.  Single-family homes, duplexes and townhouses are examples of residential real estate.  A commercial property is one that has the potential to generate profit.  Farmland, garages, office buildings, retail stores and hospitals are examples of commercial real estate.  A commercial title search will typically uncover documents that you don’t see on residential searches such as leases, assignments of rents, and UCCs.  Residential searches are typically completed within 24-48 business hours; however, commercial searches can take up to 72 business hours as they are generally more complex.

Tips for a Successful Title Search

• Verify Information: Double-check all information and documents for accuracy.
• Use Reliable Services: Choose reputable title search companies to ensure comprehensive and accurate results.
• Understand Your Property: Research the property's history to avoid surprises.

Performing a thorough title search is crucial when buying or selling property in Colorado. By following these steps and understanding the associated costs, you can protect yourself from potential issues and ensure a smooth transaction.

Colorado Counties Served

Adams, Alamosa, Arapahoe, Archuleta, Baca, Bent, Boulder, Broomfield, Chaffee, Cheyenne, Clear Creek, Conejos, Costilla, Crowley, Custer, Delta, Denver, Dolores, Douglas, Eagle, El Paso, Elbert, Fremont, Garfield, Gilpin, Grand, Gunnison, Hinsdale, Huerfano, Jackson, Jefferson, Kiowa, Kit Carson, La Plata, Lake, Larimer, Las Animas, Lincoln, Logan, Mesa, Mineral, Moffat, Montezuma, Montrose, Morgan, Otero, Ouray, Park, Phillips, Pitkin, Prowers, Pueblo, Rio Blanco, Rio Grande, Routt, Saguache, San Juan, San Miguel, Sedgwick, Summit, Teller, Washington, Weld and Yuma

Frequently Asked Questions
From Customers in Colorado

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What's the key mission of ProTitleUSA?

You know, at ProTitleUSA, we've got one simple, yet powerful mission. It's all about providing the best possible service at the lowest cost, without skimping on quality. Think of it as getting a five-star meal on a shoestring budget. That's how we've been helping our clients prosper and grow.